Senior Business Analyst ( Lending)

Digital Bank

Full time
Ho Chi Minh
Posted 1 year ago


  • Collaborate with Business Lead to define product road map, business requirements, product USP, and CVP for full-cycle ownership of products from design to release and maintain
  • Execute the business strategy, product strategy, and value propositions of the products and services
  • Collaborate with Domain architecture & Solution architect team to understand the ecosystems, lending end-to-end orchestration and functional diagrams, for example Loan origination system, loan management system, core banking system, decisioning engine, underwriting, and back-office systems
  • Collaborate with UXUI team to establish the best customer journey designs across the product life cycle
  • Participate in business meetings with stakeholders (led by Business lead) to brainstorm and align on product processes
  • Collaborate with Domain architect and Technical lead to align on the technical description in all user stories
  • Establish the user stories, acceptance criteria, process diagrams, workflows and manage the backlog of the products, including loan origination journey, loan repayment journey, underwriting and decisioning
  • Attend the scrum meetings and proactively own and explain the product requirements and delivery expectations in all scrum meetings
  • Explain the essentials of product features and requirements to ensure that engineering understands the value of our offerings, user stories and product backlogs
  • Lead the discussion and meeting with related vendors & stakeholders in order to get things done
  • Take full responsibility for specific releases of the products and services, ensure that they fulfill customers’ needs and are delivered in financial grade quality
  • Research and alignment of specifications for new features, as well as enhancement of existing ones
  • Benchmarking of own product portfolio against competitive products and industry standards
  • Conceptual design, research, and specification of entirely new features and functions
  • Define product and service requirements aligned to the road map
  • Keep up to date with the fintech industry trends to allow for a state-of-the-art product and feature design
  • Identify and evaluate new product features
  • Conduct feasibility studies and development estimates
  • Establish the functional and end to end test cases
  • Develop analytical tools and KPIs covering and monitoring product and feature performance.


  • Bachelor’s degree in Finance and Banking sector
  • Minimum 4 years of experience with cash loan products in banks and consumer finance, with a good understanding of the cash loan regulations and market practices
  • Experience in digital lending is a strong advantage
  • Experience with Loan origination and loan management system processing, account processing (core banking)
  • Understand cash loan execution process
  • A natural digital junkie who keeps abreast of the latest digital trends
  • Strong start up and get thing done mindset
  • Proven ability to deal with ambiguous situations
  • Ability to manage complex projects with a diverse range of stakeholders including Domain architect, Solution architect, Engineering, Operations, Data, Risk
  • Strong sense of business objectives
  • Ability to think in a customer-centric approach while equally being able to pivot around new ideas in an agile way-of-working.
  • Ability to anticipate, act proactively, and work both autonomously and as a team player. Includes ability to work with multiple stakeholders and build relationships across multiple departments
  • High degree of ownership and constructive sense of urgency
  • Ability to handle competing priorities, tight turnaround, and multiple deadlines
  • Detail-oriented with strong time management and organizational skills

Contact: [email protected]

0975 458 918

Job Features

Job CategoryIT jobs
Phone0866 047 046
Email[email protected]

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